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Policies, Disclosures & Terms of Use
 

TERMS OF USE

 

Cashman Kiosks welcomes you.  We invite you to access and use our online services which are made available to you through our website.  We provide our Services to Visitors subject to the following Terms of Use, which may be updated by us from time to time without notice to you.  By browsing the public areas of the Platform or by accessing and using the Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, this “Agreement”).  If you do not agree to any of these terms, then please do not use the Services. 

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​You agree to use this site in accordance with all applicable laws. If you use this site, you are responsible for maintaining the confidentiality of information and for restricting access to your computer.  Although every effort is made to secure network communications, Cashman Kiosks cannot ensure the privacy of online communications. Individuals using online services should take steps to protect personal information, such as closing the web browser when finished using the site. Failure to do so may result in personal information being viewed by someone else using the same computer.

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​Copyright

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All material on this website, such as text, graphics, images, sound recordings, audiovisual works, and other material provided by or on behalf of Cashman Kiosks (referred to as the “Content”) is owned by Cashman Kiosks or third parties who have agreed to allow us to use their work. The Content is protected under both United States and foreign laws. Unauthorized use of the Content may violate copyright, trademark, and other laws. You have no rights in or to the Content, and you will not use the Content except as permitted under this Agreement. No other use is permitted without prior written consent from us. You must retain all copyright and other proprietary notices contained in the original Content. You may not sell, transfer, assign, license, sublicense, or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content in any way for any public or commercial purpose. The use or posting of the Content on any other website, other than through the Third-Party Applications, or in a networked computer environment for any purpose is expressly prohibited.

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Privacy

Information Collection and Use

 

We collect personally identifiable information when you visit Cashmankiosks.com pages, and when you request information on  products or services. We may also receive personally identifiable information from our business partners through your use of a credit card.  Such information is protected to the best of our ability and no personal credit information is stored on our servers. 

​​When you subscribe to our Update newsletter, submit a contact form, we may ask for your name, email address, zip code, and more.  Some of this information is automatically recorded on our server logs from your browser including your IP address, cookie information and the page you requested. 

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​We use information for three general purposes:  

1)  to fulfill your requests for certain products and services

​2)  to contact you about special events and promotions

3)  to periodically inform you of our company's status

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​Credit Privacy

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All sales and contract are kept strictly confidential. If you make payment vis credit or debit card, your information is transferred to a secure server of a third-party payment processor and all information provided will remain with that entity.  BRM will receive your purchase amount and name but no credit information.

 

​Tax Information

In some cases, local entities such as ours must collect sales tax by law. If it is deemed required because of your location, we must charge the applicable tax and will forward it to the proper taxing authority. 

 

Information Sharing and Disclosure

 

We do not and will not sell or rent your personal information to anyone, except as you direct for purposes of payment.  Should it become necessary to share your information with another company to provide a specific product or service, we will send it only to a company that works on behalf of Cashman Kiosks in order to fulfill your order. These companies do not have the right to use the information for any purpose other than what is necessary to assist us.

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All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.

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FOR LOAN CUSTOMERS

Loans are provided in Ohio only at select locations through licensing with Bedford Heights Grocers Inc. is licensed by the State of Ohio to provide loans and cash checks pursuant to Financial Code of Ohio. Bedford Heights Grocery Inc., 25480 Aurora Road, Bedford Heights, Ohio  44146.  In-store cash pickup of loans is subject to approval pursuant to standard underwriting criteria and only available at select Cashman Kiosk locations in the state of Ohio. In-store cash pickup of Cash Loans requires valid, non-temporary government-issued identification. 

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Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment payday loan. Individual payment amounts for an installment loan are smaller when compared to the single-payment payday loan for the same loan amount. The total sum of payments for an installment loan will be higher than a single-payment payday loan if you pay off the installment loan according to the payment schedule set forth in the associated loan agreement. 

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To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. When you open an Account, we will ask for your name, address, date of birth, driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice. Account activation and identity verification required before you can use the Cashman Kiosk. 

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CashLoan(TM) is a registered trade mark of Bedford Heights Grocery Inc.  All rights reserved worldwide. All other trademarks and service marks belong to their owners.

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​For any questions, please contact via email.

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February 2024  Last Revision Date

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